Course: DEVELOPING FINANCIAL RESPONSIBILITY AND PROSPERITY - CREATING FINANCIAL PROSPERITY - $295 for three years.

Course: DEVELOPING FINANCIAL RESPONSIBILITY AND PROSPERITY

CREATING FINANCIAL PROSPERITY - $295 for 3 years tuition and membership.

Personal Trackounting / Brain Retraining System.

Freedom from Budgeting. Overcoming Financial Incontinence. 45 years in the making.

Like to be able to escape from budgeting? Like to develop your savings skills? Like to be able to live comfortably within your means? Like to be able to be in control of your money so that it does not control you and no longer be financially incontinent?

Over 95% of people have no proper financial system nor the discipline for organizing and tracking their finances. They do not keep a record of their incomings and their expenses and so find it hard to save. They become financially incontinent. They find it difficult to hold on to their money. Most have only one source of incomings and many outgoings. Those really out of control gamble and have no way to stop. This course will show you how to stop gambling where you lose.

Having no system and being out of financial control can be a cause of stress, anxiety and depression caused by failure to have total control over your personal finances. Other causes are the tortious action of another party, undefined relationships or your own fault. A system is the answer. With proper organization and discipline it is quite possible to consistently average the saving of 50% of income and higher - prior to mortgage/rent payments – and the modest income tables below prove it. For those who rent, or are desirous to move up in property, the maintenance of such a system for a considerable period of time will greatly impress lenders and ensure you get virtually whatever mortgage to buy property you want.

Achieving balance in finances, spending 50% / saving/investing 50%, leads to balance in other areas, emotional, relationships, social, spiritual, professional, habit eradication, growth etc

Learn for the first time the secrets of how to rearrange your financial affairs to be able to live comfortably within your means. For the first time the lights will be switched on in your financial affairs and you will no longer stumble over unexpected bills which surprise you like shots in the dark.

This is not another investment, or negative gearing course. This is a simple and unique course on rearranging your personal accounting systems to give you a personal accounting/tracking system and inspire you to have the discipline so you do not have to budget and have much more money and are more at ease.

Tuition or course cost is only a tax deductible $295 for 3 years which you will find quickly pays for itself at tax time by saving your accountant a lot of work by your being able to quickly present all your deductions and earnings in a very straightforward manner and so save her/him a lot of work thus saving you a big bill. Included also in the $300 is 2-4 sessions at a venue of your choice. In home group presentations can be done for family and/or friends. Contact David on 8214 8397 or 0419 605 365 in Sydney to arrange a time or ask questions.

Personal tuition for the same price is also available on a one on one basis with follow up sessions for those who would like personal attention and training and are serious about making changes to become financially at ease and in control within their means. Other bonus areas covered are the art of organizing yourself, sorts, overcoming depression and getting out of tight spots.

Optional payment plan. The $295 can be spread over a number of payments such as $25 x 12 months or $37.50 x 9 months or $50 x 6 months or $100 x 3 months or even free, just give me 3 in home parties, one in your first month, a second in month two, a third after your third month and maybe a fourth after month six.

This course comes with income and expense tracking system handouts.

How valuable and sought after is this system? In 2012 I had to fend off a very aggressive legal challenge to wrest control of the system from me by two front people seeking to nominally gain control of it for large financial organizations who would love to have it and see the value in it – hence in part the raid. They failed and I won and I should reap considerable law therapy costs.

Book in now on 8214 8397 or 0419 605 365 in Sydney or email to matchdc@tpg.com.au. Why not do the course with a special friend who also needs help in arranging and improving their finances?

It is good to have friends who are learning to organize their personal accounts just like you as support to you both and helps keep you both on track. A $30 offer is made for and to those you refer and those they refer etc.

Click here for money making income earning opportunity available for no additional outlay to all paid up participants who like helping others to help get their income figures more numerous or replace an income.

Testimonies

Hi David just a quick testimony of how your financial tracking system has really opened my eyes to how much I was really spending. Thanks for getting me back on track because now that I am aware just how much I was spending on silly stuff I can now think twice about achieving the financial goals I really want. The overspending was stopping me from really focusing and when I know I am to discipline myself and record the spending I now think twice. The tracking plus the cash flow for the year really has made a huge difference in my life.. thanks a mill. From Esther Vella. 11.12.07



A Special Bonus: when you have some time listen to our three recorded sessions, the first being a run through of how best to do the Developing Financial Responsibility system taught at a workshop by me, David.



uggestion: do incomings and expenses in different colours or circle the income figures to differentiate them.


Poverty and disgrace come to those who ignore discipline, but the one who accepts correction will be honored: Prov 13:18.

To tell a friend where to find Developing Financial Responsibility, tell them it’s #1 on Google

Changing your life one day at a time: by sharing this DFR system with friends and your children it is most likely what they seek to change their lives and get ahead.

Those who disregard discipline despise themselves, but the one who heeds correction gains understanding. Prov 15:32

Date

Item

From

Amount

Category

T

Date

Item

From

Amount

Category

T

Date

Item

From

Amount

Category

T
































































































































































































































































































































































































































































































































































Month

Month In

Month Out

Month Balance


3m Moving In

3m Moving Out

3m Moving Balance

12m Moving In

12m Moving Out

12m Moving Bal.


1m Savings /1m In %

3m Savings /3m In %

6m Savings /6m In %

12m Savings /12m In %






















































3m target

3m target

3m target





3m target

3m target
























































6m target

6m target

6m target





6m target

6m target

6m target























































9m target

9m target

9m target





9m target

9m target

9m target























































12m target

12m target

12m target

12m target

12m target

12m target


12m target

12m target

12m target

12m target






















































15m target

15m target

15m target

15m target

15m target

15m target


15m target

15m target

15m target

15m target






















































18m target

18m target

18m target

18m target

18m target

18m target


18m target

18m target

18m target

18m target






















































21m target

21m target

21m target

21m target

21m target

21m target


21m target

21m target

21m target

21m target






















































24m target

24m target

24m target

24m target

24m target

24m target


24m target

24m target

24m target

24m target



To Jedi

St Vincent de Paul:

On Friday I rang in regard to doing some volunteer work in the form of offering a financial literacy training for clients/consumers/customers to manage their personal finances better so they will not fall into disarray and despair and thus experience less stress, anxiety, depression and habituation.

This training is called Developing Financial Responsibility and is number one on Google as you saw. There is no similar program to it anywhere that I am aware of.

Over 90% of people have no personal financial system and for many this gives rise to anxiety, depression and money worries leading to all manner of problems. This initiative which I have developed since the age of 14 helps people get their financial affairs in order.

It only requires either the few sheets of paper I give out or any basic spreadsheet program.

Being in the area of financial literacy, which I understand may is an area you have not ventured into before, it would require two or three training sessions to the disadvantaged. Any one can do it and the idea is to help people to get to the point where they may even after a year or two be saving 20-50% of their money coming it rather than blowing it all. It is unique that in time it even helps overcome bad habits like smoking or gambling etc for those who are honest enough with themselves to do their daily expense entries and face up to entering the cost of the habit each time as an expense along with its category i.e. habit, alcohol, drugs, gambling, cosmetics clothes etc.

Conceivably if more Vinnies customers/clients/consumers are more financially organized saving more then in loyalty and gratitude they will be able to spend more at Vinnies stores and this would increase turnover and revenue and profits to the charity and so allow the charity to help more people and even expand.

Along with the

Developing Financial Responsibility system I can also teach
The Art of Personal Organization,
The Key to Overcoming Depression,
An Introduction to Domestic Tidy-up Sorts and
Relationship Agreements – the roadmap, backbone, directions and plan for every marriage.

Should you have some rooms somewhere I suggest perhaps a few training sessions every three to six months in a few areas of Sydney with a different intake and people are welcome to come back again for a refresher. All I ask is for a few cups of coffee.

I have also devised the program so that it in itself can bring in ongoing income for Vinnies at a later stage so it can eventually more than pay for itself as I am not charging you for it anyway. Being an ex primary teacher and trainer I like to teach as teaching was and is always both gratifying and edifying. Once a teacher always a teacher.

If this system is satisfactory it can be replicated by other Vinnies chapters in all parts of the world: both for the benefits it brings to clients and to the charity itself by way of the said remuneration system I have devised with the opportunity for new expansions. To that end some sessions could be recorded for distribution wherever.

I am happy to meet to discuss further.

Yours Sincerely

David Gregory Murphy

8/1 Curtin Place
Concord 2137
8214 8397
0419 605 365


Examples

To Mr Ross Butler 30th October 2012

Financial Counselors’ Association



re the Developing Financial Responsibility Managing Your Money tracking system



Thank you for meeting with me on Monday 22nd in order to discuss the Developing Financial Responsibility personal finances tracking system which has been some 45 years in the development this Christmas. I hope you have found it unique as personal tracking and behaviour modification systems go without parallel anywhere in the world.

As we know over 95% of people have no financial tracking system which leaves them vulnerable to day to day vicissitudes such that they are not in control of their financial affairs to the degree they could be and for a considerable number of people this lack of a precise system leads to a feeling of helplessness, endemic stress, anxiety, depression, hopelessness, despair and even mental illness. The solution is to have one’s accounts in order. A good financial system such as tracking gives a greater degree of clarity and leads to greater confidence and assists people to enjoy a better quality of life.

If a person after a year or two can see they are continually saving some 20 – 70% of their income over a 12 month period they feel much more confident to deal with many situations and can easily policy save for the future, “save for a rainy day” as a visiting officer of the Commonwealth Bank giving out money boxes told us when I was in first class. It also helps greatly with seeking finance but with this system in place they may not need to.

For many people having no system such as tracking translates leads to stumbling through life much as stumbling around in a dark room and tripping over unexpected expenses which continue to beset them. Many institutions benefit from people having no system and so make money out of people’s misfortune and no one teaches them as system such as DFR.

Tracking makes the alternate system of budgeting much easier to maintain without the guess work. One can know one’s ratios and so develop policies as to what percentage of discretionary savings to set aside for policy areas such as entertainment, travel, family, hobbies etc.

With tracking and a little day to day discipline of one to two minutes per day one simply enters one’s personal or business expenses as a picture builds up towards the end of the month. At the end of the month one invariably notices there are many expenses in the expenses column but few entries in the income column. In the material I left with you I did not provide an income column but this can usually be overcome by people merely writing the income entries in a different colour to the expense entries or circling them as if there were an income column the few entries there would generally be sparse.

Before long when one tallies up the expenses it is not uncommon to find oneself aghast at the quantum of them if they have never really analyzed them before and one notices the relative paucity of income entries and many notice perhaps confrontationally that the income is dissipated by the expenses so they feel they should resolve to doing something to control the situation. Soon the brain starts to go to work to reduce and cap expenses in number and total and also goes to work to try to work out how to increase the monthly total of income.

Over months and years with the brain working on pushing expenses down and pushing income up a gap forms between the two resulting in natural savings without any real effort, will power or concentration and this gap leads to savings has little choice but to invest or use as seed capital or to increase loan repayments and these endeavours should also likewise be tracked in a similar fashion. Financial institutions should like this system as it leads to people saving more and buying investment products and so provide natural and popular regulation of the economy.

Where people have been put on a money plan a financial institution finds they have a checking system they can require of a delinquent client to help them out of a financial quagmire by giving the client a system where they had none such before which is easy to maintain. It switches the light on for most everyone and become invaluable.

The system requires no specialist software, can performed on any spreadsheet program or simply on the sheets of paper and is comprised of the intellectual property that goes into it that differentiates it from any other system. There is no system like it otherwise it would have been instituted nationally or be being promoted by business or government as the panaceas for many people’s, and hence nation’s, personal financial problems.

Of course there will be some dissolute people who determine to be financially incontinent and have no internal discipline and this system is not for them but for the I believe 50%+ of people more or less who are serious about wanting to improve their lives tracking will be of great benefit and if run parallel to budgeting assists them to maintain any budgets in a very natural feedback sense.

If fact for myself having used this system for many years and currently being on 60% saving over income over the past 12 months, and 70% over 3 years I never budget and never have except for many years ago when I had a policy that 10% of expenses would be for entertainment and my brain soon went to work to work out how to turn entertainment into a source of income by attracting an opportunity to run a dinner club for singles.

The DFR tracking system doubles as an honesty / personal development program as people come to be honest with themselves and ready for change when confronted with their spending patterns, totals and percentage ratios which return judgment as to their habits.

To succeed in the early days one has to be focused upon the dream of what it will be like to know one is saving say 20% over 12 months. One has to have % goals to achieve, 3 month % goals, 6 month % goals and 12 % month goals and then go on to exceed those with more ambitious % goals. It gives people new hope and a system where they had no such system before.

Being the developer of the system and having the copyright and intellectual rights I can offer it to an organization such as yours to promote and market worldwide and reserve the right to 51% of derivative income net of all operational expenses.

For you to take it on you may need in the long term to set up a few divisions, one for liaison with financial institutions, one for putting it into schools, one for dealing with government departments, one for dealing with organizations and one for international. This may require you to develop strategic partnerships or appoint other organizations who can market and promote the system and to grant sub licenses to financial institutions, governments worldwide and the like. Unesco would probably be interested.

Being an ex primary teacher I would very much like to see the system introduced to schools for all students to learn its indispensable system as otherwise they are not taught anything like it and children - being naturally much more assiduous than adults - will generally keep it up as I did when young and so learn good financial literacy skills for life.

Yours Sincerely

David Gregory Murphy







To Mr Ross Butler

Chief Executive Officer
Financial Counseling Association of New South Wales

I respond to your email of 1st November.

I have recently been invited by the Buckingham House social and rehabilitation centre in 45 Buckingham St, Surry Hills, near your offices, to deliver an instructional talk on the subject of personal accounts tracking using my Developing Financial Responsibility system on Tuesday 18th December at 11 am. I hope for this to be a quarterly event hoping to follow up those who implement it, much like a class. Yourself and some of your other agency stake holders may also be interested to attend to hear me present. You and they would also be welcome to speak upon what you do.

Furthermore I advise, while still awaiting your response, that upon acceptance of my offer I also confer upon FCAN a worldwide non exclusive right to issue licenses for and authorize the creation and marketing of applications and the like based upon my DFR personal accounts tracking system for use in mobile phones and the like. This opportunity should prove very successful and return revenue to your organization with net profit to be split in the manner mentioned in my previous email. This licensing opportunity may require a yet further division to be set up in your organization for the purpose of worldwide licensing and authorization of such applications and may call for strategic partnerships. Policing of infractions bringing further revenue is also envisaged and the expertise and capacity for doing such is already to hand.

Hope to see you on the 18th if you are able to attend.

Yours Sincerely

David Gregory Murphy
8214 8397
0419 605 365



“money flows like water

a river deep and wide ...”






Each Monday night,

7 pm.

8/1 Curtin Place, Concord.

Book in on 8214 8397, 0419 605 365.

If a New Years Resolution of yours is to get on top of your finances and be super organized and financially at ease and you like helping people then this could be for you.

An opportunity for legitimate people to be in on the ground floor with Developing Financial Responsibility where you can earn over $1,000 in one night, fabled thousand dollar nights, gross and even net. No outlay, no selling, work own hours in your own business instructing in a tax deductible personal development educational therapeutic product nobody has and everyone needs. Universal appeal.

Come to free regular Monday night instruction nights at my place (the Asherah-Magdelenean Temple). No charge. Bring some food and drinks to put on the table, listen and learn and earn.. The perfect perfect business and being a law therapist whose seen it all I should know. With this you can go full time whenever you like or just work part time without leaving your job. Do either professionally or for an interest or to meet new people and earn. A passion of mine since I was 14.

Truly a gift from God. Like Law Therapy DFR is a New World Order spiritual business division of Asherity-Magdelinity and totally new technology so your earnings may be tax free: $1,000 dollar nights tax free to didactic acolytes.

Something you’ve been searching for all your life. Teaching anyone, like you will be, how to be saving 50% of their income in in home or 1:1 presentations. Fun. For those seeking a passion.

Commission: 75%. One month probation period for newies. Learn to be a good steward of your money in accordance with scripture saving 50%, 1 Cor 4:1-2, Luke 12:48b..



A4 size for printing off:




A3 size for printing off:




A4 size for printing off:

Portrait




Landscape






A3 size for printing off:

Portrait




Landscape






©+IP, Licencing Available, David Gregory Murphy



web traffic stats

Submitdomainname.com